LEGAL NOTICE AND GENERAL CONDITIONS OF USE
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I. GENERAL INFORMATION
In compliance with the duty of information provided in Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE) of July 11, the following general information about this website is provided below:
The ownership of this website, www.albertoruizlongarte.com, (hereinafter, Website) is held by: Alberto Ruiz Longarte Pérez, with NIF: 30599978L, and whose contact details are:
Address: BERTENDONA 2-1º LEFT – 48.008 BILBAO
Contact phone number: 944168000
Contact email: aruizlongarte@ekonomistak.eus
II. GENERAL TERMS AND CONDITIONS OF USE
The object of the conditions: The Website
The purpose of these General Conditions of Use (hereinafter, Conditions) is to regulate access to and use of the Website. For the purposes of these Conditions, the Website shall be understood as: the external appearance of the screen interfaces, both statically and dynamically, that is, the navigation tree; and all the elements integrated both in the screen interfaces and in the navigation tree (hereinafter, Contents) and all those services or online resources that it may offer to Users (hereinafter, Services).
Alberto Ruiz Longarte reserves the right to modify, at any time and without prior notice, the presentation and configuration of the Website and the Contents and Services that may be incorporated therein. The User acknowledges and accepts that Alberto Ruiz Longarte may at any time interrupt, deactivate and/or cancel any of these elements that are integrated into the Website or access to them.
Access to the Website by the User is free of charge and, as a general rule, is free of charge without the User having to provide any compensation to be able to enjoy it, except for the cost of connection through the telecommunications network provided by the access provider contracted by the User.
The use of the Contents does not require prior subscription or registration.
The User
Access, navigation and use of the Website, as well as the spaces enabled for interaction between Users, and the User and Alberto Ruiz Longarte, such as comments and/or blogging spaces, confers the status of User, and therefore, from the start of navigation on the Website, all the Conditions established herein are accepted, as well as any subsequent modifications, without prejudice to the application of the corresponding legal regulations of obligatory compliance as the case may be. Given the relevance of the above, the User is recommended to read them each time they visit the Website.
The Alberto Ruiz Longarte Website provides a wide variety of information, services and data. The User assumes responsibility for making correct use of the Website. This responsibility shall extend to:
- Use of the information, Content and/or Services and data offered by Alberto Ruiz Longarte that is not contrary to the provisions of these Conditions, the Law, morality or public order, or that in any other way may result in injury to the rights of third parties or the operation of the Website itself.
- The veracity and legality of the information provided by the User in the forms provided by Alberto Ruiz Longarte for access to certain Content or Services offered by the Website. In any case, the User will immediately notify Alberto Ruiz Longarte of any event that allows the improper use of the information recorded in said forms, such as, but not limited to, theft, loss, or unauthorized access to identifiers and/or passwords, in order to proceed with their immediate cancellation.
Alberto Ruiz Longarte reserves the right to remove any comments and contributions that violate the law, respect for human dignity, that are discriminatory, xenophobic, racist, pornographic, spamming, that threaten youth or childhood, public order or security or that, in his opinion, are not suitable for publication.
In any case, Alberto Ruiz Longarte will not be responsible for the opinions expressed by Users through comments or other blogging or participation tools that may exist.
Mere access to this Website does not imply the establishment of any type of commercial relationship between Alberto Ruiz Longarte and the User.
Always in compliance with current legislation, this Alberto Ruiz Longarte Website is aimed at all people, regardless of their age, who can access and/or browse the pages of the Website.
The Website is primarily intended for Users residing in Spain. Alberto Ruiz Longarte does not guarantee that the Website complies with the laws of other countries, either in whole or in part. If the User resides or has his/her domicile in another place and decides to access and/or browse the Website, he/she will do so under his/her own responsibility and must ensure that such access and browsing complies with the local legislation applicable to him/her, Alberto Ruiz Longarte not assuming any responsibility that may arise from such access.
III. ACCESS AND NAVIGATION ON THE WEBSITE: EXCLUSION OF WARRANTIES AND LIABILITY
Alberto Ruiz Longarte does not guarantee the continuity, availability and usefulness of the Website, nor of the Contents or Services. Alberto Ruiz Longarte will do everything possible to ensure the proper functioning of the Website, however, he is not responsible for and does not guarantee that access to this Website will not be interrupted or error-free.
Alberto Ruiz Longarte is not responsible or guarantees that the content or software that may be accessed through this Website is error-free or causes damage to the User's computer system (software and hardware). Under no circumstances will Alberto Ruiz Longarte be liable for any loss, damage or harm of any kind arising from access, browsing and use of the Website, including, but not limited to, those caused to computer systems or those caused by the introduction of viruses.
Alberto Ruiz Longarte is not responsible for any damage that may be caused to users due to inappropriate use of this Website. In particular, he is not responsible in any way for any failures, interruptions, lack or defect in telecommunications that may occur.
IV. LINKING POLICY
Please be advised that the Alberto Ruiz Longarte Website makes or may make available to Users means of linking (such as, among others, links, banners, buttons), directories and search engines that allow Users to access websites belonging to and/or managed by third parties.
The installation of these links, directories and search engines on the Website is intended to facilitate Users' search for and access to information available on the Internet, and cannot be considered a suggestion, recommendation or invitation to visit them.
Alberto Ruiz Longarte does not offer or market, either by itself or through third parties, the products and/or services available on said linked sites.
Likewise, it will not guarantee the technical availability, accuracy, veracity, validity or legality of sites not owned by it that may be accessed through the links.
Alberto Ruiz Longarte will in no case review or control the content of other websites, nor will he approve, examine or make his own the products and services, content, files and any other material existing on the aforementioned linked sites.
Alberto Ruiz Longarte assumes no responsibility for any damages that may arise from access, use, quality or legality of the content, communications, opinions, products and services of websites not managed by Alberto Ruiz Longarte and that are linked to this Website.
The User or third party who creates a hyperlink from a web page of another, different, website to the Alberto Ruiz Longarte Website must know that:
Reproduction, in whole or in part, of any of the Contents and/or Services of the Website is not permitted without the express authorization of Alberto Ruiz Longarte.
Any false, inaccurate or incorrect statement regarding the Alberto Ruiz Longarte Website, or its Contents and/or Services, is also not permitted.
With the exception of the hyperlink, the website on which said hyperlink is established will not contain any element of this Website protected as intellectual property by the Spanish legal system, unless expressly authorized by Alberto Ruiz Longarte.
The establishment of the hyperlink will not imply the existence of relations between Alberto Ruiz Longarte and the owner of the website from which it is made, nor the knowledge and acceptance by Alberto Ruiz Longarte of the contents, services and/or activities offered on said website, and vice versa.
V. INTELLECTUAL AND INDUSTRIAL PROPERTY
Alberto Ruiz Longarte, either by itself or as an assignee, is the owner of all intellectual and industrial property rights of the Website, as well as the elements contained therein (by way of example and not exhaustive, images, sound, audio, video, software or texts, brands or logos, colour combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.). They shall therefore be works protected as intellectual property by the Spanish legal system, and both Spanish and European regulations in this field shall be applicable to them, as well as international treaties relating to the matter and signed by Spain.
All rights reserved. Pursuant to the provisions of the Intellectual Property Law, the reproduction, distribution and public communication, including the method of making available, of all or part of the contents of this website, for commercial purposes, on any medium and by any technical means, without the authorization of Alberto Ruiz Longarte, is expressly prohibited.
The User undertakes to respect the intellectual and industrial property rights of Alberto Ruiz Longarte. The User may view the elements of the Website or even print, copy and store them on the hard drive of his/her computer or any other physical medium, provided that this is exclusively for his/her personal use. The User, however, may not delete, alter or manipulate any protection device or security system installed on the Website.
In the event that the User or a third party considers that any of the Contents of the Website constitutes a violation of intellectual property rights, they must immediately notify Alberto Ruiz Longarte using the contact details in the GENERAL INFORMATION section of this Legal Notice and General Conditions of Use.
VI. LEGAL ACTIONS, APPLICABLE LEGISLATION AND JURISDICTION
Alberto Ruiz Longarte reserves the right to file any civil or criminal actions it deems necessary for improper use of the Website and Contents, or for failure to comply with these Conditions.
The relationship between the User and Alberto Ruiz Longarte shall be governed by the regulations in force and applicable in Spanish territory. If any dispute arises in relation to the interpretation and/or application of these Conditions, the parties shall submit their conflicts to the ordinary jurisdiction, submitting to the judges and courts that correspond according to law.
This Legal Notice and General Conditions of Use of the website document has been created using the generator Legal notice and terms of use template online on 02/11/2025.
Frequently Asked Questions
Who is Alberto Ruiz Longarte?
Alberto Ruiz Longarte is an economist and auditor with more than 30 years of experience in business consulting and financial management. He is a specialist in bankruptcy proceedings, business restructuring, auditing, taxation, business valuation and accounting expertise.
What are your certifications and memberships?
- Institute of Accounting and Auditing of Accounts (ICAC No. 19,912).
- Registry of Auditor Economists (REA no. 4,763).
- Registry of Forensic Economists (REFOR nº 3,174).
- Registry of Accredited Accounting Experts (REC).
- Professional Performance Shift of the Basque College of Economists.
- Bankruptcy Mediator.
What is a business valuation?
It is the process of determining the real value of a business by analyzing:
- Financial performance.
- Tangible and intangible assets.
- Market position.
- Future projections.
When is it necessary to value a company?
- Buying and selling businesses.
- Mergers and acquisitions.
- Attracting investments.
- Resolution of legal conflicts between partners.
What methods are used to value a company?
- Discounted cash flows: Analysis of future income and expenses.
- Market multiples: Comparison with similar companies.
- Valuation by assets: Evaluation of tangible and intangible assets.
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